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The insured’s age Minimum 18 years old, maximum 65 years old.
Duration of insurance Duration of credit;
Insured events Unemployment, temporary incapacity of work, total permanent invalidity, death for any cause;
Insured amount Equals the value of the credit balance contracted by the insured
Insurance premium Fixed throughout the loan period;
Payment frequency of premium It is paid monthly, together with the credit installment
Occurrence of the insured eventYou will send a notification of the occurrence of the insured event within 15 calendar days since its occurrence, joined by the documents necessary to draw up the payment file.;
Payment of insured eventsBCR Asigurari de Viata VIG will pay the credit balance or your credit installments directly to BCR based on your or on your family’s notification and on the documents proving the occurrence of the insured event.